Are you passionate about building your career in the Data Analyst and AI then Oaknorth.ai is hiring the Credit Analytics – Analyst/Senior Analyst for its fast growing team. This is a full time opportunity and based in Bengaluru and offering The Good CTC. For more information read the entire article and follow on LinkedIn.
About the Oaknorth.ai company
OakNorth is a company that supports growing businesses and the communities around them. Since 2015, the company has provided more than $21 billion in loans across the UK and the US, helping build thousands of new homes, create many jobs, and support a large number of savers while contributing to economic growth.
OakNorth.AI is a fintech company that uses artificial intelligence and advanced data analysis to help banks and financial institutions make better lending decisions. Its technology helps lenders assess risks more accurately, monitor loan portfolios, and improve credit decision-making. By combining modern technology with financial expertise, OakNorth AI helps banks grow their lending business efficiently while managing risks effectively.
- Role : Credit Analytics – Analyst/Senior Analyst
- Location : Bengaluru
- Employee Type : Full Time , Permanent
- Department : Finance & Accounting
- Experience : 0 – 1 Years
- CTC – Not Mentioned
- Link to Apply – OakNorth – Credit Analytics – Analyst/Senior Analyst
- LinkedIn –
Job Highlights
- MBA, PGDM, CA, or CFA qualification from a well-known institute.
- The company may use AI tools during the hiring process to review applications, check resumes, and evaluate candidate responses.
- Candidates with 0–1 year of relevant work experience can apply.
- Good knowledge of financial analysis, accounting, and finance-related concepts is required.
- Ability to prepare and write credit or financial reports effectively.
Job Description for Credit Analytics – Analyst/Senior Analyst
- Create detailed financial models that include transaction details, financial statement reviews, future projections, ratio analysis, and credit-related calculations.
- Analyze loan opportunities in different industries and countries to understand their potential and risks.
- Perform sensitivity and stress testing to check whether borrowers can repay loans under different situations.
- Identify important loan conditions and warning signs that can help detect risks early while monitoring loans.
- Prepare clear and concise credit reports that summarize the main findings for credit and risk teams to review.
- Conduct detailed industry and market research to understand the borrower’s business environment and market conditions.
- Communicate with clients to clarify missing information, resolve inconsistencies, and discuss analytical approaches.
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Desired Skill for Credit Analytics – Analyst/Senior Analyst
- Candidates with 0–1 year of relevant work experience can apply.
- Strong understanding of financial analysis, accounting, and finance-related concepts is required.
- Ability to prepare clear and professional credit reports.
- Good communication skills to interact confidently with debt directors, clients, and other stakeholders.
- Should be proactive, adaptable, creative, responsible, curious, result-oriented, a quick learner, and able to work well in a team.
- Must have a practical approach and the ability to understand the overall business picture.
- Should be comfortable working in a fast-changing and high-speed work environment.
- MBA, PGDM, CA, or CFA qualification from a recognized institute is preferred.
- The company may use AI tools during parts of the recruitment process, such as reviewing applications, analyzing resumes, or evaluating responses. However, final hiring decisions are always made by people, not AI. Candidates can contact the company for more details about how their information is handled.
Education
- UG: Any Graduate
- PG: Any Postgraduate
Skill for Credit Analytics – Analyst/Senior Analyst
- Loans
- Stress testing
- Ratio analysis
- Financial analysis
- Analytical
- Artificial Intelligence
- analytics analyst
- Financial statement analysis
- Monitoring
- Recruitment
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